Money Mantra English Magazine

Mutual Fund

Cashing on Momentum

Anand Mishra Indian mutual fund industry is now widely considered to have reached a mature stage with over 1200 mutual fund schemes. The AUM of Indian mutual fund industry stands over seven lakh crore. We have p

Still a long way to go

In order to address the issue of mis-selling in the mutual fund industry, the capital market regulator Sebi has come up with 'Product Labeling in Mutual Funds', a concept which is already in practice in the USA, the UK,

Sebi dismisses charges of price manipulation in UTI Sunder ETF

Market watchdog Sebi dropped cases against two individuals previously alleged of indulging in fraudulent trading in UTI Sunder ETF. The two gentlemen, Keyur Jagdishbhai Kakrecha and Mohammad Sadik Abdulkader Malek were a

Understanding balanced mutual fund returns

Balanced funds do not hog much limelight and often get less attention in recommendations of advisors who favor fancy thematic funds and dedicated equity funds or pure debt funds. However, these balanced funds often gener

Sebi takes on underperforming mutual funds

Should mutual fund schemes that consistently underperform continue to charge fund management fee from investors? Sebi does not think so. It wants underperformers to stop charging fees. Perhaps mutual fund players should

Comparing FoFs with MFs

Before investing in an FoFs, evaluate the scheme on parameters like consistency in returns, its investment style, fund management cost and transparency in disclosures. Do you get confused by the sea of mutual fu

Marriage of mutual funds: Boon or bane for investors?

If you are a mutual fund investor confused with the recent emerging trend of mergers in the arena, you have landed on the right page. India’s fast-growing mutual fund industry has recently witnessed a new

Using a few hedging tools

One invests in mutual funds for higher rates of return. But one must not lose sight of the fact that preservation of the invested amount is more important. Hedging is the way out. Profit is the only concern of e

Swimming against the tide

A majority of mutual fund schemes surpassed the returns generated by the Sensex last year on the back of robust market performance especially during the second-half of 2012 The year 2012, at one point, looked all set to

Beware of high-dividend paying MFs

Come December and mutual funds (MFs), especially in the equity category, announce attractive dividends. Many retail investors feel tempted and buy funds that offer hefty dividends. Often they get stuck with such funds be

A tool to rebalance PORTFOLIO

Ritesh, a software engineer aged 29, invested Rs 10 lakh in debt funds. In order to get relatively greater returns, he decided to switch to equities. The stock market was trading around its peak at that time and fall was

Declining rates, rising funds

Are you worried over which mutual fund to pick when interest rates start softening in the near future? There are murmurs that the central bank could go for slashing benchmark rates sooner than expected to spur liquidity

What's in a name?

Dynamic fund, ethical fund, contra fund, global fund, opportunity fund and long goes the list of mutual funds (MFs). Have you ever tried to decipher the meaning of various names? They may look bizarre, fantastic and at

Being focused in MF investing

Focused funds focus more on selecting best stocks than diversifying into many stocks. If the bets turn out positive, the performance of focused funds can shoot up more sharply than a fully diversified fund While most

Don't ignore portfolio turnover ratio

One of the important considerations that are essential for individual investors in mutual funds is the manner in which the portfolio is being handled. This will give an idea about the manner in which things are moving an

How to select a dividend yield fund?

Dividend yield funds have stocks in the portfolio that provide a high dividend yield. However, one should not expect them to do well under all circumstances There is a special category of mutual funds that are a

Read between the lines

The biggest joy that a lot of investors get is when they take a look at their mutual fund investments and then see the growth in its Net Asset Value (NAV). It translates into a rise in the value of the investment for the

When investments go awry

There are times when your investments don't give return as expected. instead of being nervous and pulling out your money during rough patches, you need to remember a few things to make your money work for you. It is v

Unending Kyc causes more headache

KYC compliance is regularly enhanced in the name of transparency, but it causes a great deal of harassment to investors who have to go through the process again and again Investors in mutual funds who need to complete t

The Risk Element In Earning Returns

Investors are concerned with the maximisation of the returns that they actually earn from their mutual fund investments. They are constantly in search of those funds that give them higher return and for this purpose they

Mixed Bag For MF Investors

The New Direct Tax Code (DTC) Bill has several provisions that will impact mutual fund investors and the manner in which they go about investing in mutual funds in the country. Since there is about a year and a half to g

Now, Invest In Gold Via SIP

It is only Sachin Tendulkar and Gold which are making records these days. Sachin is doing wonders in the cricket World Cup while gold's price is making news the every other day. In the last 10 years the price of gold has

Calculating The Right Returns

One of the most important parts of the investment process is the calculation of the returns earned by the investor. There are various ways in which the returns earned from a mutual fund scheme can be

Commission Earned by MF Distributors

Investors need to know certain details when they are investing in a mutual fund. A lot of the information obtained is useful for making investment-related decisions but some of it is received because it has to be supplie

Gold options Increase In Number But Not in Variety

Gold has witnessed an explosion of interest as price of the yellow metal has remained high since quite some time. This has been followed by increasing attention to this area in the Indian mutual fund space where an incre

Get More Benefit From Your SIP

There are a lot of details regarding Systematic Investment Plans (SIP) that are available for investors. Most investors now know about the concept of SIP and how this works. What is even more vital is the manner in which

Dealing With Your MF Investments

There are a lot of investment options that are available for investors in the mutual fund space. Apart from choosing a particular investment, there are other aspects relating to the investment that are important and some

Market Indicators And Fund Decision Making

One of the important points related to a mutual fund is that this is an investment instrument that has its own distinct characteristics. This requires a separate route of evaluating the fund and its implications for the

A Closer Look At Capital Protection Schemes

The Securities and Exchange Board of India (SEBI) has been paying close attention to the New Fund Offers (NFO) that is being launched by mutual funds. One particular segment of schemes that has come under the lens is the

After A Lull FMPs Back In Action

Fixed Maturity Plans (FMP) were a favourite with investors for a long time. Then the economic crisis hit the markets resulting in problems with these funds for investors as they found it difficult to exit these funds. Th

Lessons From Experience Of Arbitrage Funds

Investors in mutual funds often converge towards the area that seems to have high opportunities. The sad part is that often the potential of the investment is not realised or that the investors end up entering at higher

Preparing For Third Party Cheque Changes

A change is coming to the manner in which investors will put their money in mutual funds as this will be possible only in specific ways. There will be additional control in the manner in which the mutual funds will accep

ETF Lighting In MF Space

Diwali sets the tone for purchasing and investing for the festival is believed to be an ideal and to top all an auspicious time to do so. Every section of society looks forward to Diwali and investors and traders are par

Opportunities Provided By International Funds

There have been a lot of international funds that are available for investment in India. The term international fund does not refer to funds that have an origin outside India but those funds that invest their corpus outs

Moving Beyond Plain Vanilla Index Funds

There are various types of mutual fund offerings that cater to the different needs of the investor. One of the ways in which the funds can be differentiated is the different categories that they fall into but at the same

Think Before Quitting

There is a new twist to the mutual fund investment process with the exit load re-emerging as a common feature across different types of funds. This has now come to occupy such a position that it can impact the investment

Take Informed Decision

One of the questions that investors, mutual funds as well as the regulator are asking in recent months is how will mutual funds be relevant for investors in the coming time period. There are a lot of challenges that mutu

How to read a credit card statement?

Very often in your day to day life, you swipe credit card to make payment. Considering today’s fast life, it’s near impossible to go to the bank, withdraw amount every time you need cash. Credit card has beco

Learn To Avoid

There are various difficulties that investors face when they are investing into mutual funds. There is a specific manner in which various issues can be resolved and hence the investor has to take the necessary steps for

Making The Best Of NFOs

New Fund Offers (NFO) is new issues that are launched by mutual fund houses. There is renewed action on this side of the mutual fund space and the coming months are likely to witness quite a few such funds enter the mark

Content on this page requires a newer version of Adobe Flash Player.